{"id":20,"date":"2019-01-31T20:12:14","date_gmt":"2019-01-31T20:12:14","guid":{"rendered":"https:\/\/www.kentuckysedationdentist.com\/blog\/?p=20"},"modified":"2019-01-31T20:12:14","modified_gmt":"2019-01-31T20:12:14","slug":"dental-insurance","status":"publish","type":"post","link":"https:\/\/www.kentuckysedationdentist.com\/blog\/2019\/01\/31\/dental-insurance\/","title":{"rendered":"It\u2019s Time to Start Using This Year\u2019s Dental Insurance!"},"content":{"rendered":"\"dentalLots of people wait until December to use their dental insurance. They may even procrastinate to the point where their policy expires and they end up losing out on their benefits altogether. If that story sounds familiar, why not make 2019 the year you finally take full advantage of your dental plan? By making an appointment with your dentist as soon as possible, you can ensure that you\u2019ll get your money\u2019s worth from your 2019 insurance.\r\n\r\n\r\n

The Perfect Time for a Checkup<\/h2>\r\nExperts recommend that everyone visits their dentist at least once every six months. In line with that, most dental insurance policies allow you to see your dentist twice within a 12-month period to receive a professional cleaning and checkup. However, if you wait too long to get the first checkup of the year, you won\u2019t have time before December to squeeze in your second recommended exam.\r\n\r\nBy scheduling an appointment now, you\u2019ll ensure that you have plenty of time for both <\/em>of your biannual routine checkups in 2019. Even more importantly, your dentist will have an opportunity to examine your mouth and catch any oral health issues before they cause you pain and additional expenses.\r\n

Getting the Most Out of Your Annual Maximum<\/h2>\r\nPPO dental plans come with an annual maximum, which is the highest amount that the insurance company will pay out for approved treatment within a calendar year. If you know you need a significant procedure, such as a crown or root canal, now is the perfect time to start planning \u2014 while the entirety of your annual maximum is still available for you to use.\r\n\r\nIf your treatment will meet or exceed your maximum, you can explore other financial options. For example, you can ask your dentist about arranging a payment plan. If you have a healthcare savings account, you may be able to utilize that to fit your treatment into your budget.\r\n

More Tips for Maximizing Your 2019 Insurance<\/h2>\r\nHere are a few more ideas to help you plan to get the most out of your 2019 dental benefits:\r\n